Meet Georgia Hart and The Hart Team |  | | | Georgia Hart - Team Leader & Listing Specialist | |
"Land Baron" or "Land Lady" are just a couple names I am called. Although my expertise in building lots, acreage and farms is something to be proud of, I am also very active in the residential and investment arena. I have a team of knowledgeable professionals beside me to meet your needs. Together we have over 30 years of experience and we are looking for more. Delaware County, Ohio is a very fast growing area, we were ranked 11th in the country! A great place to live and a great place to buy. |  | | | Colleen Dennis - Buyers Specialist | |
Possibilities – Not Limits! Colleen believes in the American Dream of homeownership and has the ability to get you where you want to be. As a lifetime resident of Central Ohio, a graduate of The Ohio State University, Buckeye Valley High School in Delaware and Hondros College in Columbus for Real Estate, Colleen has deep roots in this area. Colleen has long time experience in Real Estate and is knowledgeable and understanding. She is a friendly, approachable person and offers the service and respect that you deserve from a true professional. |  | | | Margaret Maks - Buyers Specialist | |
When buying or selling real estate, you deserve a realtor who will listen. Margaret takes the time to listen and find out what's important to you and put your interests first. She provides exceptional customer service and goes above and beyond to assist you in your home or land purchase. |  | | | Melissa Zingaro - Buyers Specialist | |
The Keys to your Dreams! A graduate of Hondros College for Real Estate and over six years of experience as a mortgage specialist, Melissa believes that customer service does not end when your home or property is found. Melissa takes pride in her career and provides the highest quality of customer care to her clients through the entire buying experience. |  | | | Virginia Finley - Closing Coordinator | |
I will be working for you from contract...to closing. I wll work hard to ensure that your transaction goes as smoothly as possible! I keep track of deadlines, paperwork and making sure you have the info you need. I grew up in the Delaware rural area and currently live in Delaware, OH. I am a graduate (and fan!) of The Ohio State University. I love working in real estate and and am so glad to have the opportunity to work with people and help them with such a big step in their lives.
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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What house is considered to be the first house with running water in America?
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| A |
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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