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Meet Georgia Hart and The Hart Team |  | | | Georgia Hart - Team Leader & Listing Specialist | |
I believe that this is one of the most important steps in your life. You need the support and wisdom of someone to represent you throughout your real estate transactions. My promise to you: To be honest and provide the best knowledge, education and services that I can provide and always have the highest degree of ethics. About me: I have been forunate to do what I love. I get up everyday (well almost everyday) exicited to be doing something that is always challenging and changing and has such an impact in a persons life. |  | | | Colleen Dennis - Buyers Specialist | |
Possibilities – Not Limits! Colleen believes in the American Dream of homeownership and has the ability to get you where you want to be. As a lifetime resident of Central Ohio, a graduate of The Ohio State University, Buckeye Valley High School in Delaware and Hondros College in Columbus for Real Estate, Colleen has deep roots in this area. Colleen has long time experience in Real Estate and is knowledgeable and understanding. She is a friendly, approachable person and offers the service and respect that you deserve from a true professional.
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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What criteria determines the hottest real estate markets?
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Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale. |
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Maui Real Estate Gail Swanson is a professional realtor on the island of Maui, Hawaii and specializes in Oceanfront and Upcountry property. Find Out More >
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Georgia Hart Keller Williams Capital Partners 100 East Wilson Bridge Road Worthington OH, 43085 Buyer Line/Listing Line: 740-362-7873 Fax: 614-888-3880 Direct office dial: 614-431-6126 Email: georgiahart@kw.com
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