Delaware County, Union County, Morrow County real estate and homes for sale in Ohio, Land - Georgia Hart, REALTORS® Georgia Hart REALTORS(r) for Delaware County, Union County, Morrow County, Ohio real estate and land - NUMBER1EXPERTS™ Georgia Hart NUMBER1EXPERTS(tm) for Delaware County, Union County, Morrow County, Ohio real estate and land
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What amenity do 48% of all homes in the new housing market have?

A 
48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
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Georgia Hart, REALTORŪ, real estate agents and broker for Delaware County, Union County, Morrow County Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Georgia Hart
Keller Williams Capital Partners

100 East Wilson Bridge Road
Worthington
OH, 43085
Buyer Line/Listing Line: 740-362-7873
Fax: 614-888-3880
Direct office dial: 614-431-6126
Email: georgiahart@kw.com

Our goal is to have you become a client for life. We want to make sure your experience in selling or buying your home is the best you can get. We want your business and your friends & families...that means you would recommend us and that says a lot


Keller Williams Capital Partners real estate and homes for sale in Delaware County, Union County, Morrow County Ohio

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