Delaware County, Union County, Morrow County real estate and homes for sale in Ohio, Land - Georgia Hart, REALTORS® Georgia Hart REALTORS(r) for Delaware County, Union County, Morrow County, Ohio real estate and land - NUMBER1EXPERTS™ Georgia Hart NUMBER1EXPERTS(tm) for Delaware County, Union County, Morrow County, Ohio real estate and land
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What famous writer's home is Rowan Oak?

A 
Rowan Oak in Oxford, Mississippi, was the home of William Faulkner from 1930 until his death in 1962.
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Georgia Hart, REALTORŪ, real estate agents and broker for Delaware County, Union County, Morrow County Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Georgia Hart
Keller Williams Capital Partners

100 East Wilson Bridge Road
Worthington
OH, 43085
Buyer Line/Listing Line: 740-362-7873
Fax: 614-888-3880
Direct office dial: 614-431-6126
Email: georgiahart@kw.com

Our goal is to have you become a client for life. We want to make sure your experience in selling or buying your home is the best you can get. We want your business and your friends & families...that means you would recommend us and that says a lot


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