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Georgia Hart, REALTORŪ, real estate agents and broker for Delaware, Union County, Morrow County Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)




The Hart Team (740)362-7873


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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
What area in the U.S. has been referred to as the "American Riviera"?

A 
Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Georgia Hart, REALTORŪ, real estate agents and broker for Delaware, Union County, Morrow County Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Georgia Hart & The Hart Team
Keller Williams Capital Partners

500 West Wilson Bridge Road Suite 260
Worthington, Ohio 43085
Buyer Line/Listing Line: 740-362-7873
Fax: 614-888-3880
Direct office dial: 614-431-6126
Email: georgiahart@kw.com

"Land Baron" or "Land Lady" are just a couple names I am called. Although my expertise in building lots, acreage and farms is something to be proud of, I am also very active in the residential and investment arena. I have a team of knowledgable professionals beside me to meet your needs. Together we have over 30 years of experience and we are looking for more. Delaware County, Ohio is a very fast growing area, we were ranked 11th in the country! A great place to live and a great place to buy.

Equal HousingMLSREALTOR


Keller Williams Capital Partners real estate and homes for sale in Delaware, Union County, Morrow County Ohio

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